Privacy Policy

Beam values the privacy rights of its users and works hard to protect your personal information. We do not share any personal identifying information or potentially personally identifying information except in accordance with this policy. When you accept the terms and conditions to use Beam you have agreed to accept this policy. While we reserve the right to change this policy at any time we will post any such revisions on our website. Throughout this Privacy Policy, we will refer to our website, software, and services collectively as our “Service”.

Information We Collect

In order to better serve you, we require that our registered customers submit their name, phone number, email address, date of birth, and other related information.

Merchants must also submit their bank account and related information about financial institutions where you conduct business.

In order to identify our Merchant accounts. We may ask you for your identification documents, birth date or other personal information. At times we will obtain information about you from third party verification services. When you use our service: we record your account transactions, transaction location, and we may collect information about your computer or mobile device. Additional information from or about you may also be collected in other ways, including responses to customer surveys or your communications with our customer service team.

We use technology to help us collect information.

Cookies

It is important for us to track how our website is used, and we (or our service providers) may place "cookies" on your computer or device. Cookies are small data files that identify you when you use our services. You have the option to decline our cookies by using your browsers settings tools, but this may interfere with your use of our website and services.

Log File Information

Log file information is automatically reported by your browser each time you access a web page. When you register with or view our site, our servers automatically record certain information that your web browser sends whenever you visit any website. These server logs may include information such as your web request, Internet Protocol ("IP") address, browser type, referring / exit pages and URLs, number of clicks, domain names, landing pages, pages viewed, and other such information.

Protecting Personal Information

Any information that can be used to identify a person is "Personal Information". This does not include information that has been aggregated or made anonymous. All information is securely stored on our servers. Our safeguards and procedures have been implemented in accordance with international best practices to maintain the physical and electronic security of our software, services and your personal information. Our measures include firewalls, system-wide data encryption, physical and electronic access controls, and strict rules regarding the access and use of data on our system.

Using Personal Information

We use your Personal Information to provide you the features and functionality of the Service, and may share it with our trusted third parties, to ensure that you have a safe, high-performance experience when using the Service. When you use the Service, including making a payment, accepting a payment, , contacting customer service or requesting technical support, in addition to many other interactions with Beam, we will apply the information that we have collected. Knowing this information allows us to verify your identity, communicate with you and enforce our agreements with you, as well as secure the best possible experience for all Beam users by ensuring compliance with applicable laws and our own policies. We may also use this information to measure how our users use the Service, and improve and enhance our offerings to you.

Beam may use certain information about you without identifying you as an individual to third parties. We do this for purposes such as analyzing how the Service is used, diagnosing service or technical problems, maintaining security, and personalizing content.

We use cookies and log file information to:

Sharing Personal information

Beam will not rent or sell your Personal Information to others. Beam may share your Personal Information with third parties for the purpose of providing services to you (such as those described below). If we do this, such third parties' use of your Personal Information will be bound by terms at least as restrictive as this Privacy Policy. We may store personal information in locations outside the direct control of Beam (for instance, on servers or databases co-located with hosting providers).

Processing payment transactions requires that we share your personal information with third parties, including but not limited to:

From time to time, we may run contests, special offers, or other events or activities ("Events") on the Service together with third party partners. If you provide information to such third parties, you give them permission to use it for the purpose of that Event and any other use that you approve. We cannot control third parties' use of your information.

Except as otherwise described in this Privacy Policy, Beam will not disclose Personal Information to any third party unless required to do so by law or subpoena or if we believe that such action is necessary to (a) conform to the law, comply with legal process served on us or our affiliates, or investigate, prevent, or take action regarding suspected or actual illegal activities; (b) to enforce our User agreement, take precautions against liability, to investigate and defend ourselves against any third-party claims or allegations, to assist government enforcement agencies, or to protect the security or integrity of our site; and (c) to exercise or protect the rights, property, or personal safety of Beam, our Users or others.

Compromise of Personal Information

In the event that personal information is compromised as a result of a breach of security, Beam will promptly notify those persons whose personal information has been compromised, in accordance with the notification procedures set forth in this Privacy Policy, by email, or as otherwise required by applicable law.

Your Choices About Your Information

You may, of course, decline to submit personally identifiable information through the Service, in which case Beam may not be able to provide certain services to you. You may update or correct your account information at any time by logging in to your account. You can review and correct the information about you that Beam keeps on file by contacting us as described below.

Children's Privacy

Protecting the privacy of young children is especially important. For that reason, Beam does not knowingly collect or solicit personal information from anyone under the age of 18 or knowingly allow such persons to register with our Service. If you are under 18, please do not send any information about yourself to us, including your name, address, telephone number, or email address. No one under age 18 is allowed to provide any personal information to or on Beam. In the event that we learn that we have collected personal information from a child under age 18 without verification of parental consent, we will delete that information as quickly as possible. If you believe that we might have any information from or about a child under 18, please contact us as described below.

Links To Other Websites

Beam is not responsible for the practices employed by websites linked to or from our website, nor the information or content contained therein. Please remember that when you use a link to go from our website to another website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other website, including those that have a link on our website, is subject to that website's own rules and policies. Please read over those rules and policies before proceeding.

Notification Procedures

It is our policy to provide notifications, whether such notifications are required by law or are for marketing or other business related purposes, to you via email notice, written or hard copy notice, or through conspicuous posting of such notice on our website, as determined by Beam in its sole discretion. We reserve the right to determine the form and means of providing notifications to you.

Changes to Our Privacy Policy

If we change our privacy policies and procedures, we will post those changes on our website to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it. Changes to this Privacy Policy are effective when they are posted on this page.

Contact

Please contact our Privacy Department with any questions or concerns regarding our policy. Any notices to us should be given by mail or email to:

Beam Wallet Limited,
Block 3, Harcourt Centre, Harcourt Road, Dublin 2, Dublin, Ireland
Email: support@beamwallet.com

Effective Date: 23/09/2012